There is almost nothing more suffocating than sitting under a pile of debt and not being able to see your way out. You might feel lost, trapped, and alone. It is embarrassing, overwhelming, and so many people don’t know what to do to fight their way out of it. If you have multiple sources of debt – like loans or credit cards – that are spiraling out of control, a debt consolidation service might be of help to you. No, this isn’t a crazy scam or trick… these programs do exist, and they – can save you a boatload of cash in the long run.