Have you ever seen those “blog” posts where the person scams the system and gets millions of free points on various credit cards, just to learn at the fine print at the end he basically mortgaged his house on it to get those “free” points? It’s frustrating to read, and it makes it seem like opening up a credit card for points is only for those with high monthly expenses or way too much time to crunch the numbers. But many cards, like a Delta Skymiles card or cash-back rewards cards, can actually be worth it to the average person.
