Considering spending your days of retirement on river cruises for seniors, floating down the stream and asking people to fetch you another drink? It’s tempting, but don’t get caught up in the daydream – this sort of retirement package is expensive.
When considering investing for your retirement, make sure that you’re making it a priority in your life. Investing the max in your 401k and Roth IRA is going to provide you with a good cushion, and don’t even sacrifice comfort “right now” for comfort later. When you’re on your river cruise watching the world float by, you’re going to be thankful you invested that extra $100, instead of putting it into something that gave you no long term return on investment.
